eba.europa.eu

The EU's banking supervisory authority — 7 domains. Matomo on the proprietary subdomain analytics.eba.europa.eu — a deliberate choice in favor of European analytics. But Google Fonts loads with no consent, and Flourish transmits data to the USA.

Timeline of the leak

+5796 ms · without consent

Google Fonts (fonts.googleapis.com) — Open Sans. IP address to Google, USA. No banner.

+5812 ms · without consent

Matomo (analytics.eba.europa.eu) — EBA's own subdomain. Data stays within EBA's infrastructure.

+5919 ms

webtools.europa.eu — shared EU components.

+17345 ms

Flourish (public.flourish.studio) — SVG visualization from American servers.

Indicators of GDPR non-compliance

GDPR Art. 6(1), Regulation 2018/1725 Art. 5

Google Fonts (+5796 ms) loads with no consent. The visitor's IP address is transmitted to Google (USA) on every page load. There is no consent banner.

Regulation 2018/1725 Art. 15

Flourish (public.flourish.studio) is an American data-visualization platform run by Canopy Lab Ltd. It loads SVG graphics from American servers. Not EU infrastructure. No data-transfer mechanism is stated.

Context

The European Banking Authority (EBA) is the EU’s banking supervisory body, developing unified standards for EU banks. Governed by Regulation (EU) 2018/1725. HAR: 89 requests, 7 domains. The session covered navigation across several pages — hence the repeated requests.

Matomo — the right choice

EBA uses Matomo (analytics.eba.europa.eu) — a European open-source analytics platform, deployed on a proprietary subdomain. Analytics data stays on EBA’s servers and is not transmitted to third parties. This is exactly the architecture the EDPS recommends for EU institutions: analytics with no data transfer to external recipients. A rare deliberate choice in this series.

Google Fonts — a simple fix

Despite Matomo, EBA loads Google Fonts (fonts.googleapis.com) — Open Sans and Kumbh Sans. The visitor’s IP address goes to Google (USA) on every page load, with no consent. Self-hosting the fonts would eliminate the only transfer of data to the USA.

Flourish — American visualization

public.flourish.studio is the CDN for the Flourish platform (Canopy Lab Ltd., London, with servers in the USA), used for interactive charts and visualizations. EBA uses Flourish to display data on the EU banking sector. The visitor’s IP address is transmitted to American infrastructure when viewing these visualizations. For an agency handling sensitive financial data, this is an undesirable dependency.

tools.eba.europa.eu

EU member-state flags load from the proprietary subdomain tools.eba.europa.eu — correct self-managed infrastructure for static resources.

Conclusion

EBA is closer to the right architecture than most commercial sites in the series: Matomo on a proprietary subdomain, europa.eu infrastructure. But Google Fonts and Flourish create two points of data transfer to the USA with no consent and no banner. Self-hosting the fonts and replacing Flourish with a European alternative (Datawrapper, hosted locally) would resolve both issues.

Evidence

Original (audit)

HAR file: eu/eba-europa-eu-2026-05-13.har

SHA-256: 1a764ead4b206fe825ca1cd040c7e20b5f9673dc836ce3adaf672c8e398190c2

Re-check snapshot

Awaiting changes

HAR files are stored on EU infrastructure (Proton Drive). SHA-256 is published for integrity verification.

Ready-to-send complaint letter

Where to file: European Data Protection Supervisor (EDPS) — edps.europa.eu

To: European Data Protection Supervisor (EDPS)
From: [Your name], [contact email]

1. Subject of the complaint
I am filing a complaint regarding the processing of my personal data by the website eba.europa.eu.

2. Circumstances
I visited the website eba.europa.eu and found indications that the processing of my personal data does not comply with the GDPR. The technical analysis published on gdpru.eu on 13 May 2026 (open methodology, reproducible measurements) documents the following indications:

1) Google Fonts (+5796 ms) loads with no consent. The visitor's IP address is transmitted to Google (USA) on every page load. There is no consent banner.

2) Flourish (public.flourish.studio) is an American data-visualization platform run by Canopy Lab Ltd. It loads SVG graphics from American servers. Not EU infrastructure. No data-transfer mechanism is stated.

Full technical documentation is published at: https://gdpru.eu/en/audits/eu-eba-europa-eu/

3. Provisions violated
GDPR Art. 6(1), Regulation 2018/1725 Art. 5; Regulation 2018/1725 Art. 15

4. Request
I request that you investigate the violations described and apply the measures provided for in Article 58(2) GDPR.

5. Attachments
The full evidence base — the HAR file, its SHA-256 checksum and the quotation from the site's privacy policy documenting the stated contradiction — is published and verifiable at the link in point 2 above.

[Date]                                    [Signature / name]