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App analysis · 10.10.2026

BHIM

in.org.npci.upiapp · version 4.0.30

7SDKs found
4companies
4companies outside the EEA
18sensitive permissions

In short

SDKs found: 7. Companies: 4, of which outside the EEA — 4. Sensitive permissions: 18 — all code inside the app, including embedded SDKs, can use them.

What is inside — embedded SDKs

  • Firebase Cloud Messaging — Google LLC, United States outside EEA push notifications
  • Firebase Crashlytics — Google LLC, United States outside EEA crash reporting
  • Firebase Performance Monitoring — Google LLC, United States outside EEA performance monitoring
  • Google Firebase Analytics — Google LLC, United States outside EEA analytics
  • Amplitude — Amplitude Inc., United States outside EEA analytics
  • AppsFlyer — AppsFlyer Ltd, Israel outside EEA атрибуция установок
  • Sentry — Functional Software Inc., United States outside EEA crash reporting

Sensitive permissions (18)

  • precise location — android.permission.ACCESS_FINE_LOCATION
  • make phone calls — android.permission.CALL_PHONE
  • contacts — android.permission.READ_CONTACTS
  • read SMS — android.permission.READ_SMS
  • receive SMS — android.permission.RECEIVE_SMS
  • send SMS — android.permission.SEND_SMS
  • modify contacts — android.permission.WRITE_CONTACTS
  • camera — android.permission.CAMERA
  • files on the device — android.permission.READ_EXTERNAL_STORAGE
  • microphone — android.permission.RECORD_AUDIO
  • write files on the device — android.permission.WRITE_EXTERNAL_STORAGE
  • NFC: reading cards, documents and tags — android.permission.NFC
  • list of all installed apps — android.permission.QUERY_ALL_PACKAGES
  • phone data (carrier, call state) — android.permission.READ_PHONE_STATE
  • biometrics (fingerprint, face) — android.permission.USE_BIOMETRIC
  • fingerprint — android.permission.USE_FINGERPRINT
  • ad attribution (Privacy Sandbox) — android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • advertising ID — com.google.android.gms.permission.AD_ID
All manifest permissions (39)
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.BIND_APPWIDGET
  • android.permission.CALL_PHONE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
  • android.permission.FOREGROUND_SERVICE
  • android.permission.HIDE_OVERLAY_WINDOWS
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.READ_SMS
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECEIVE_SMS
  • android.permission.RECORD_AUDIO
  • android.permission.SEND_SMS
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_CONTACTS
  • android.permission.WRITE_EXTERNAL_STORAGE
  • android.permission.WRITE_SETTINGS
  • com.android.vending.CHECK_LICENSE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.samsung.android.mapsagent.permission.READ_APP_INFO
  • in.org.npci.upiapp.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Limits of the analysis

The analysis shows code inside the app file, not data transfers: an SDK being present means a transfer is possible, not that it happens. The country is where the company owning the SDK is registered, not where its servers are. Some code may have been renamed at build time, so the SDK list is a lower bound.

The legal assessment is made by the competent supervisory authority.

Evidence

File: in.org.npci.upiapp.xapk (131.3 MB)
Package: in.org.npci.upiapp · version 4.0.30 (code 272000388)
Android: minimum API 24, target API 36
File SHA-256: f52b13a1206fdc0206da3c526b2ecafaf78ef8e9a125dc0be53a6dace8351a34
Developer signature (SHA-256): dfc31887e1b4c91ff18cc757de348beec88eae98500a5f7cc2c4095d4c27421a
Signed by: NPCI (BANGALORE, IN) · outside EEA · key since 2016-12-30
Library: 63 SDK · 81 permissions · 2769b78c1753
File source: APKPure (через apkeep)

The same file (same SHA-256) with the same library version gives the same result — check it on the APK check page. Licence CC BY 4.0, source — gdpru.eu; report errors to contact@gdpru.eu.

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